What We Offer

Comprehensive Debt Recovery Solutions

Three pillars of service — built around your recovery goals, your clients, and your compliance requirements. Explore our specialized approaches below.

10+
Years Combined Experience
83%
Trace Success Rate
100%
Recovery Rate (Portfolio-Dependent)
Level 2
B-BBEE Contribution
10+
Years Combined Experience
83%
Trace Success Rate
100%
Recovery Rate (Portfolio-Dependent)
Level 2
B-BBEE Contribution


Collection Suite

Debt Recovery Solutions

Our Collection Suite is designed to maximize recovery while preserving your brand reputation. We employ a strategic mix of empathy and firmness to negotiate settlements. Whether handling recent defaults or aged debt, our agents are equipped with the negotiation skills to secure payment commitments.

Early-Stage & Pre-Legal Collections (0–90 days)

Immediate intervention for early defaults to prevent accounts from aging into high-risk categories. We establish contact quickly to resolve disputes and arrange payment plans.

Post Write-Off Collections

Specialized strategies for older, written-off debt. We utilize advanced tracing techniques and persistent negotiation to recover funds previously considered lost.

Dispute Resolution

Skilled in unravelling complex customer disputes, acting as a mediator to find amicable resolutions that lead to invoice settlement.

Customized Campaigns

Tailored collection strategies built specifically around your portfolio's unique demographics and risk profile for optimal results.

Multi-Channel Reach

Digital Communication

In today's digital landscape, effective communication requires reaching debtors where they are most responsive. Our multi-channel approach ensures maximum contactability by leveraging a variety of platforms to deliver right-party contacts and prompt responses.

Inbound & Outbound Calls

Professional call center agents executing structured calling campaigns and handling incoming payment queries with sophisticated dialer technology.

SMS & Text Messaging

Targeted, automated SMS reminders and alerts that prompt immediate action, featuring embedded links to secure payment gateways.

WhatsApp Communication

Engaging customers through their preferred messaging app for faster responses, negotiation, and seamless transmission of payment proofs.

Email & Digital LODs

Formal email correspondence and legally compliant Letters of Demand (LOD), providing documented trails and official notices to debtors.

Flexible & Secure

Payment Platforms

Frictionless payment options are critical to high conversion rates. We offer a comprehensive suite of secure, convenient payment facilities that remove barriers and make it as easy as possible for debtors to settle their accounts or adhere to payment arrangements.

Direct Bank Deposits

Traditional EFT or branch deposits with clear referencing, reconciled daily to ensure accounts are updated promptly.

Debit Orders (NAEDO/DebiCheck)

Automated monthly deductions for payment arrangements, ensuring consistent cash flow and reducing manual follow-ups.

Retail Pay (Easy Pay / Pay@)

Convenient in-store payment barcodes enabling debtors to pay their accounts at thousands of retail locations nationwide.

Instant EFT & Capitec Pay

Seamless, real-time online payments through our secure portal, offering immediate clearance and convenience via mobile devices.